One of the most important factors in determining your eligibility for a VA loan is your military service. You may be eligible for a VA loan if you served:

• 90 consecutive days of active service during wartime
• 181 consecutive days of active service during peacetime
• More than 6 years of service in the National Guard
• More than 6 years of service in the Reserves

If you meet any of these requirements, you may be eligible for a VA loan. However, it's important to note that these are just general guidelines. There may be additional requirements and exceptions depending on your individual circumstances.

For example, if you were discharged from the military due to a service-connected disability, you may be eligible for a VA loan even if you didn't serve the minimum time requirements. Additionally, if you're a surviving spouse of a veteran who died in service or as a result of a service-connected disability, you may be eligible for a VA loan as well.

Our team, together with our trusted lenders, can help you determine your specific eligibility for a VA loan. We'll help you navigate the process and answer any questions you may have. Keep in mind that VA loans offer a lot of benefits, including no down payment requirement and no private mortgage insurance, so it's worth exploring your options if you're eligible.